退休社区:生活围绕你设计的地方 What are Retirement Communities?
  • Demographics of a Retirement Community
  • Community Life
  • Services Offered at a Retirement Community
  • Retirement Community Costs
  • Selecting a Retirement Community
  • Touring a Retirement Community
  • Confirming Licensure Status of a Retirement Community
  • Life After Move In
  • Where do you want to live during your retirement: stay in the home where your children grew up, surrounded by neighbors you’ve known for decades; take the plunge of moving to another city to be closer to children and grandchildren; or remain in the same city but lose the responsibilities of home ownership?

    Seniors socializingIf you are considering a move to another city or want to forgo home ownership responsibilities, joining a retirement community is a worthwhile option to consider. And if you think that joining a retirement community means you’ll lose the privacy of a house for an apartment, or even lose some freedom by having your day structured, put your fears aside. Today’s retirement communities are as diverse as the seniors who are entering retirement, and you will be surprised at the lifestyle options available.

    If, after reading this article, you would like to find such a retirement community, please give us a call. Our dedicated team will help you find the right community, in the right location, with the right services and at the right price—all for free.

    What are Retirement Communities?

    Search the Internet using the term retirement community and you will find communities that offer independent or assisted living services, or continuing care. Even care homes, which offer assisted living services in a residential setting, will include retirement in their community’s name. So where does that leave you in your search? Likely confused.

    Retirement community is a catchall term applied to communities that cater solely to seniors. However, this means that one retirement community may not be the same as another. Here are a few types of retirement communities.

    Senior Apartments

    These types of retirement communities are apartment complexes which have shared common areas, whether it is a pool, TV room or courtyard. Some senior apartments have income restrictions, which is beneficial to seniors who are living on a fixed income. There may also be an age restriction; in the case of SHAG, their Couple sitting on benchresidents must be 61+ or 55+ and disabled. Maintenance and grounds keeping are handled by maintenance staff. These communities typically do not offer any services, such as scheduled transportation, or have on-site amenities such as a beauty salon. Community life is often not structured; there may be activities arranged by the community managers, but otherwise residents are left to fill their own days and make friends. As residents age, they may bring in home health agencies to provide assistance with activities of daily living.

    55+ Retirement Communities

    When a community is described as 55+, it means the residents must be 55 or older, unless in situations when a spouse is younger. All 55+ communities are retirement communities, but not all retirement communities are 55+, as some communities only allow seniors who are 65+. The housing options available at 55+ communities vary, with some communities featuring free-standing homes, which may be purchased or rented, or apartments. Just as with senior apartments, there are common areas that may be used by the residents, and community activities may be arranged by the managers or residents.

    Independent Living Communities

    The term independent living is perhaps the most confusing when searching for a retirement community, because in the case of retirement communities independent living means residents are physically able to care for themselves but want a respite from responsibilities such as meal preparation, driving or housekeeping. These services are usually included in the monthly fee and residents are unable to opt out. No healthcare services or assistance with activities of daily living are provided, through residents may have the option of having a home health agency provide these services.

    Continuing Care Communities

    These are full-service retirement communities that offer a complete lifestyle package for their residents and frequently cite the perk of “aging in place” as a benefit of joining such a community. On A couple dining at a restaurantcontinuing care communities’ expansive campuses, a variety of housing options are available, from free-standing cottages to apartments. They also provide a range of services including meal service, scheduled transportation and housekeeping and laundry.

    Healthcare services include assistance with activities of daily living to memory care and skilled nursing services. A sense of community among residents is facilitated by an activity director who schedules daily activities. There are also many community amenities available to the residents, such as movie theaters, bistros, hobby rooms and on-site beauty salons.

    Demographics of a Retirement Community

    Given the diversity of communities that call themselves retirement communities, there is no standard demographic; rather, the level of assistance a resident requires to remain active dictates what community setting in which they will live. Typically, seniors residing in 55+ communities are in their 60s or 70s, while older seniors who are in their 80s or 90s may call independent living or assisting living communities home. At continuing care communities, seniors of all ages live alongside each other, which can prove difficult, as one of our bloggers, Margery Fridstein, learned.

    Community Life

    The availability of social opportunities with your fellow retirees will likely be one of the deciding factors as to which type of retirement community you decide to join. Some retirement communities, such as senior apartments, may not have a staff member assigned to schedule resident activities. Other communities, such as independent living or continuing care, will have a full-time activity director who arranges outings and on-site activities.

    You will also find the number of amenities available at a community is quite varied. Continuing care communities are designed to resemble a small town, with amenities such as a beauty salon, movie theater, wood shop and gardening areas located on campus. In contrast, senior apartments offer fewer amenities—usually just common Senior exercisingareas and maybe a community kitchen.

    Communities which cater to younger seniors will offer housing options with the conveniences of a house, just without the upkeep and maintenance. Though apartments used to be the housing option, more communities are offering free-standing cottages because seniors want the privacy of a house along with the social atmosphere offered by living in a retirement community. Floor plans range from studios to two-bedroom/two-bath options with dens and include full kitchens, walk-in closets, cable TV and Internet. You might even have the option of customizing design elements such as paint colors. Pets are also permitted, and designated pet areas are often selling points for communities because they recognize that seniors want to move in with pets.

    Services Offered at a Retirement Community

    Unlike independent living communities, where services such as housekeeping and dining options come standard, the level of services available at retirement communities is quite varied. For example, senior apartments offer minimal services, often only groundskeeping and maintenance. At continuing care communities, a full range of services are offered, whether it is scheduled transportation for errands or laundry services. At these communities, residents can customize their service package to meet their needs, whether it is five meals a month in the community dining room or once-a-week housekeeping.

    Retirement Community Costs

    While the costs of assisted living and nursing care have been calculated across the country, the same isn’t true for retirement communities. What you can expect is paying a monthly fee that covers rent; however, there may be additional community fees. For example, continuing care communities require a substantial entrance fee, of which a certain percentage is refunded. Other communities may require a one-time community fee, and there may be additional monthly fees if you request meal services or housekeeping.

    Selecting a Retirement Community

    When selecting a retirement community, the same considerations you used when deciding upon a home still apply: Is the community located near places you enjoy visiting, i.e. a favorite golf course, park or shopping center? If you expect friends and family to visit, is the community easy to access?

    Senior surfingBeyond the location questions, you should also consider what type of social life you want to have during retirement. Do you want to belong to a community that encourages socializing among residents and facilitates this by offering happy hours or community gatherings? While you can’t guarantee that you will develop friendships with every neighbor, you shouldn’t overlook that a sense of camaraderie among residents will make living in your new home even more enjoyable.

    Price is also an important consideration. Even though you might have sticker shock when having to pay monthly rent after not having a mortgage payment for years, the upside is you no longer have to pay for utilities, property taxes or household repairs. But can you afford the monthly rent for another three decades? Rent increases will occur, and you don’t want to worry about financial insecurity during retirement.

    You should also assess your future healthcare needs. Does the community have a separate building where assisted living services are provided, and if not—such as is the case with senior apartments—can you bring in in-home care? This will likely be the last move you make, and you should make it count.

    Touring a Retirement Community

    Once you have narrowed your choice of communities, touring a community at different times is recommended, as this provides you with the opportunity to view residents and staff throughout the day. Note how the staff and residents interact: Does the marketing director greet each resident by name and is there a sense of community among residents?

    Because touring can be overwhelming at first, bring a checklist with you to note certain features. Also, make sure to use all of your senses to study the community. If you see the building is in need of repair or the carpet looks worn, it could be a red flag.

    Confirming Licensure Status of a Retirement Community

    In spite of the benefits of touring a community, this doesn’t necessarily provide the behind-the-scenes insight that indicates a community is well-run and provides a safe environment. Unless a portion of the retirement community provides healthcare services, as continuing care communities do, they are not subject to the rules and regulations governing long-term care facility operations, such as assisted living communities or skilled nursing centers. However, if a community serves food, they are likely inspected by local health departments. They would also be inspected for fire code compliance. Asking to review these records can tell you whether the community is in compliance with required state and federal regulations. And if the community declines your request, consider that a red flag and move on.

    Life After Move In

    There will undoubtedly be an adjustment period after your move into a community. Hopefully, you planned the move successfully so all your furniture fits into your new apartment. Just as it took you time to settle into your neighborhood where you lived for decades, so too will it take time to adjust to your new home. And you aren’t alone if you worry that the transition won’t be easy; one of Joan’s Journey’s blog posts featured her transition into her new retirement community. But what you can expect after this transition period is even more time to spend creating the retirement you always desired.

    Written by SeniorHomes.com’s Andrea Watts.

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    你在哪里寻找帮助?

    退休社区提供居民的住房,服务和设施,通常为55岁或以上。住房选择包括可租用或拥有的公寓或自由站立的小屋。提供的服务可能包括膳食服务,家政服务或运输。加入社区也可能需要入学费。

    寻找退休社区

    在退休期间你想住在哪里:留在你孩子长大的家中,被你几十年所知的邻居所包围;乘坐搬到另一个城市的暴跌,更接近儿童和孙子;或留在同一个城市但失去居所拥有的责任?

    雷竞技平台可靠吗老年人社交如果您正在考虑到另一个城市或想要放弃房屋所有权的职责,请加入退休社区是一个值得考虑的选择。如果您认为加入退休社区意味着您将失去房屋的房屋的隐私,甚至通过使您的一天结构造成一些自由,使您的恐惧放在一边。今天的退休社区与正在进入退休的老年人一样多样化,并且您将在可用的生活方式选项中感到惊讶。雷竞技平台可靠吗

    如果阅读本文后,您想找到这样的退休社区,请给我们一个电话。我们的专业团队将帮助您在合适的位置找到合适的社区,以合适的服务和合适的价格免费。

    退休社区是什么?

    使用该术语在互联网上搜索退休社区您将找到提供独立或辅助生活服务或继续关心的社区。即使是护理家园,提供辅助生活服务在住宅环境中,将包括退休在他们的社区名称。那么它在哪里留下了你的搜索?可能会困惑。

    退休社区是一项申请到仅对老年人达到的社区的渔民术语。雷竞技平台可靠吗但是,这意味着一个退休社区可能与另一个退休社区不一样。以下是一些类型的退休社区。

    雷竞技平台可靠吗高级公寓

    这些类型的退休社区是共有公共区域的公寓复合体,无论是池,电视室还是庭院。一些雷竞技平台可靠吗高级公寓有收入限制,这对生活在固定收入的老年人有益。雷竞技平台可靠吗也可能有一个年龄限制;在粗毛的情况下,他们的夫妇坐在长凳上居民必须是61 +或55岁以上并禁用。维护和地面保存由维护人员处理。这些社区通常不提供任何服务,例如预定的运输,或者设有美容院等现场设施。社区生活往往没有结构;社区经理可能会有活动,但其他居民仍然填补自己的日子并结交朋友。作为居民年龄,他们可能会带来家庭卫生机构,为日常生活活动提供援助。

    55岁以上的退休社区

    当一个社区被描述为55+时,它意味着居民必须是55或以上,除非在配偶年轻的情况下。全部55 +社区退休社区,但并非所有退休社区都是55岁以上,因为某些社区只允许65岁以上的老年人。雷竞技平台可靠吗55岁社区提供的住房选项各不相同,有一些群落,可自由站立,可以购买或租用或公寓。与高级公寓一样,居民可能会雷竞技平台可靠吗使用普通区域,管理人员或居民可以安排社区活动。

    独立生活社区

    期限独立生活在寻找退休社区时可能是最令人困惑的,因为在退休社区的情况下独立生活意味着居民在物理上能够自己照顾,而是希望休息,例如膳食准备,驾驶或家务等责任。这些服务通常包含在月费中,居民无法选择退出。通过居民提供不提供每日生活活动的医疗服务或援助,可选择拥有家庭卫生机构提供这些服务。

    持续护理社区

    这些是全方位服务的退休社区,为他们的居民提供完整的生活方式套餐,并经常引用“老化的衰老”的振作,是加入这样的社区的好处。在在餐馆吃饭的一对夫妇持续护理社区'广阔的校园,可提供各种住房选择,从站立到公寓。他们还提供一系列服务,包括膳食服务,预定的运输和家政和洗衣服务。

    医疗保健服务包括援助日常生活活动,以记忆保健和熟练的护理服务。居民之间的社区意识由一项日常活动安排的活动总监促进了居民。还有许多社区设施可供居民提供电影院,Bistros,爱好者,以及现场美容院。

    退休社区的人口统计

    考虑到自称为退休社区的社区的多样性,没有标准的人口统计;相反,一个居民为保持活跃所需要的援助水平决定了他们将生活在什么样的社区环境中。居住在55+社区的老年雷竞技平台可靠吗人一般都是60多岁或70多岁,而80多岁或90多岁的老年人可能会把独立生活或辅助生活社区称为家。在持续护理社区,所有年龄的老年人都生活在一起,这可能是困难的,正雷竞技平台可靠吗如我们的博主之一玛杰里·弗里德斯坦(Margery Fridstein)所了解到的。

    社区生活

    与你的退休同伴有社会机会可能是你决定加入哪种退休社区的决定因素之一。一些退休社区,如老年公寓,可能没有指派工作人员安排居住活动。雷竞技平台可靠吗其他社区,如独立生活或持续护理,将有一个全职的活动主任,安排外出和现场活动。

    你还会发现,在一个社区,可用的设施的数量是相当多样化的。持续护理社区被设计成类似于一个小镇,校园内有美容沙龙、电影院、木工店和园艺区等设施。相比之下,高级公寓提供的设雷竞技平台可靠吗施更少——通常只是普通而已雷竞技平台可靠吗高级锻炼区域和可能是一个社区厨房。

    迎合年轻老年人的社区将提供与房子一样方便的住房选择,只是没有维护和维护雷竞技平台可靠吗。在过去,公寓是居住的主要场所,但由于老年人想要拥有住宅的私密性和生活在退休社区所能提供的社会氛围,因此,越来越多的社区开始提供独立别墅。雷竞技平台可靠吗楼层平面图范围从工作室到两间卧室/两浴室的选择,带小书房,包括完整的厨房,步入式衣橱,有线电视和互联网。您甚至可以选择自定义设计元素,如油漆颜色。宠物也是被允许的,而指定的宠物区通常是社区的卖点,因为他们意识到老年人想搬去和宠物一起住。雷竞技平台可靠吗

    退休社区提供的服务

    与独立生活社区不同,办理内政和餐饮选择等服务标准,退休社区提供的服务水平相当多样。例如,高级公寓提供最少的服雷竞技平台可靠吗务,通常只有地面保持和维护。在持续护理社区,提供全方位的服务,无论是符合差事还是洗衣服务的安排运输。在这些社区,居民可以定制他们的服务包,以满足他们的需求,无论是社区餐厅还是每周一次的一个月的五餐。

    退休社区成本

    虽然在全国各地计算了辅助生活和护理的成本,但退休社区也不是真实的。您可以期待的是支付租户的月费;但是,可能有额外的社区费用。例如,持续护理社区需要大量入学费,其中一定百分比退还。其他社区可能需要一次性社区费用,如果您要求膳食服务或家务,则可能会有额外的每月费用。

    选择退休社区

    在选择退休社区时,你在选择住房时所考虑的因素仍然适用:该社区是否位于你喜欢去的地方附近,比如最喜欢的高尔夫球场、公园或购物中心?如果你希望朋友和家人来拜访,社区方便吗?

    雷竞技平台可靠吗高级冲浪除了地点的问题,你还应该考虑你想在退休后拥有什么样的社交生活。你想加入一个鼓励居民间社交的社区,并通过提供欢乐时光或社区聚会来促进这一点吗?虽然你不能保证你会和每个邻居都发展友谊,但你不应该忽视住户之间的同志情谊会让你在新家的生活更加愉快。

    价格也是一个重要的考虑因素。即使您在不需要抵押贷款之后支付月租时可能会有贴纸休克,Upside您不再需要支付公用事业,物业税或家庭维修。但是你能买三十年的月度租金吗?租金将会发生,并且您不想在退休期间担心金融不安全。

    你还应该评估你未来的医疗需求。社区是否有独立的建筑提供辅助生活服务,如果没有,比如老年公寓,你能引入家庭护理吗?雷竞技平台可靠吗这可能是你的最后一步,你应该好好利用它。

    参观退休社区

    一旦你缩小了你的社区选择范围,建议你在不同的时间游览一个社区,因为这让你有机会在一天中查看居民和工作人员。请注意员工和住户是如何互动的:营销总监是否会点名问候每位住户,住户之间是否有一种社区感?

    因为首先,旅行可能会压倒,请带上一份清单来注意某些功能。此外,请务必使用您的所有感官来研究社区。如果你看到建筑需要修理或地毯看起来佩戴,它可能是一个红旗。

    确认退休社区的许可状况

    尽管参观社区有很多好处,但这并不一定能提供说明社区运行良好和提供安全环境的幕后洞察。除非部分退休社区像持续护理社区那样提供保健服务,否则它们不受管理长期护理设施运营的规则和条例的约束,如辅助生活社区或熟练护理中心。然而,如果一个社区提供食物,它们可能会受到当地卫生部门的检查。他们还将接受消防法规的检查。要求查看这些记录可以告诉你该社区是否遵守了州和联邦规定。如果社区拒绝了您的请求,请考虑这是一个危险信号,并继续前进。

    搬进后的生活

    在您进入社区后,无疑会成为一个调整期。希望你策划了移动这样你所有的家具都能放进你的新公寓。就像你需要时间来适应你住了几十年的社区一样,你也需要时间来适应你的新家。不止你一个人担心过渡不会很容易;Joan 's Journey的一篇博客文章描述了她进入新的退休社区的转变。但在这个过渡时期之后,你可以期待更多的时间来创造你一直渴望的退休生活。

    由SeniorHome雷竞技平台可靠吗雷竞技app怎么买球s.com的Andrea Watts撰写。

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